ACA International is a trade group located in the United States representing debt collection agencies, creditors, debt buyers, collection attorneys, and debt collection industry service providers. Founded in 1939 as the American Collectors Association, the organization changed its name to ACA International in 2001; it is based in Minneapolis, Minnesota and Washington, D.C. ACA International members are located throughout the U.S. and more than 60 countries, representing more than 230,000 industry employees.[1]