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The geography of finance (or financial geography) is a branch of economic geography that focuses on issues of financial globalization and the geographic patterns of finance. It studies the effects of state sovereignty, culture, and different kinds of barriers that affect the spatial distribution of finance, such as uneven development and financial exclusion, as well as the global and local connectivity of financial flows and networks. It also researches the creation of new financial centres around the world, both offshore and onshore.[1]