Home Mortgage Disclosure Act

Home Mortgage Disclosure Act
Great Seal of the United States
Long titleAn Act to extend the authority for the flexible regulation of interest rates on deposits and share accounts in depository institutions, to extend the National Commission on Electronic Fund Transfers, and to provide for home mortgage disclosure.
Enacted bythe 94th United States Congress
EffectiveDecember 31, 1975
Citations
Public law94-200
Statutes at Large89 Stat. 1124
Codification
Titles amended12 U.S.C.: Banks and Banking
U.S.C. sections created12 U.S.C. ch. 29 §§ 2801-2811
U.S.C. sections amended12 U.S.C. ch. 3 § 461 et seq.
Legislative history

The Home Mortgage Disclosure Act (or HMDA, pronounced HUM-duh) is a United States federal law that requires certain financial institutions to provide mortgage data to the public. Congress enacted HMDA in 1975.[1]