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| Date | December 18, 2004 | ||||||||||||||||||||||||
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| Stadium | Jim Carroll Stadium | ||||||||||||||||||||||||
| City | Savannah, Tennessee | ||||||||||||||||||||||||
| MOP (Offense) | Tyler Emmert, Carroll | ||||||||||||||||||||||||
| MOP (Defense) | Marty Starks, Saint Francis | ||||||||||||||||||||||||
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The 2004 NAIA football championship series concluded on December 18, 2004, with the championship game played at Jim Carroll Stadium in Savannah, Tennessee. The game was won by the Carroll Fighting Saints over the Saint Francis Cougars by a score of 15–13.