Ayushman Bharat Yojana

Ayushman Bharat Yojana
Type of projectHealth insurance
CountryIndia
Prime Minister(s)Narendra Modi
MinistryMinistry of Health and Family Welfare
Launched23 September 2018; 6 years ago (2018-09-23)
Budget₹8,088 crore (US$970 million) (2021–22)[1]
StatuscheckY Active
Websitewww.pmjay.gov.in

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY; lit. 'Prime Minister's People's Health Scheme', Ayushman Bharat PM-JAY lit. 'Live Long India Prime Minister's People's Health Scheme'), also colloquially known as Modicare,[2][3] is a national public health insurance scheme of the Government of India that aims to provide free access to health insurance coverage for low income earners in the country. Roughly, the bottom 50% of the country qualifies for this scheme.[4] People using the program access their own primary care services from a family doctor and when anyone needs additional care, PM-JAY provides free secondary health care for those needing specialist treatment and tertiary health care for those requiring hospitalization.[5]

Urban healthcare center, 32nd Division Vijayawada, NTR District, Andhra Pradesh
An Urban Primary Health Centre under Ayushman Bharat Yojana in Bidipeth, Nagpur

The programme is part of the Indian government's National Health Policy and is means-tested. It was launched in September 2018 by the Ministry of Health and Family Welfare. That ministry later established the National Health Authority as an organization to administer the program. It is a centrally sponsored scheme and is jointly funded by both the union government and the states. By offering services to 50 crore (500 million) people it is the world's largest government sponsored healthcare program.[6] The program is a means-tested program, considering its users are people categorized as low income in India.[7]

  1. ^ "Budget 2020 : Healthcare gets Rs 69,000 crore; Rs 6,400 crore for Ayushman Bharat - ET HealthWorld". Archived from the original on 8 January 2024. Retrieved 23 February 2024.
  2. ^ Abraham, Rohan (2 February 2018). "What is 'Modicare' and how will it affect you?". The Hindu. ISSN 0971-751X. Retrieved 10 November 2024.
  3. ^ Pandey, Kundan. "What does Modicare mean for India's poor and sick?". Down To Earth. Retrieved 10 November 2024.
  4. ^ "आयुष्मान भारत राष्ट्रीय स्वास्थ्य संरक्षण (नेशनल हेल्थ प्रोटेक्शन) योजना - Ayushman bharat". Infnd. 17 June 2015. Archived from the original on 25 June 2018. Retrieved 28 November 2018.
  5. ^ "About Pradhan Mantri Jan Arogya Yojana (PM-JAY)". pmjay.gov.in. Archived from the original on 9 April 2023. Retrieved 2 March 2020.
  6. ^ "Ayushman Bharat on way to become world's largest free healthcare: Arun Jaitley". The Economic Times. PTI. 6 March 2019. Archived from the original on 20 February 2021. Retrieved 15 February 2021.
  7. ^ "About PM-JAY - National Health Authority | GOI". nha.gov.in. Archived from the original on 4 January 2024. Retrieved 4 January 2024.