The Croatian Discount Bank (Croatian: Hrvatska eskomptna banka) was a significant bank headquartered in Zagreb, which was conceived in 1864 and started opetrations on 16 November 1868.[1]: 90 It merged in 1928 with the Croatian-Slavonian Land Mortgage Bank (Croatian: Hrvatsko-slavonska zemaljska hipotekarna banka, est. 1892) to form the Yugoslav United Bank (Croatian: Jugoslavenska udružena banka, also Union banka).[1]: 160 The latter was rebranded Croatian United Bank (Croatian: Hrvatska udružena banka) under the Independent State of Croatia in 1941. Its liquidation by the Communist authorities was initiated in late 1945 and completed in 1949.[2]