Cutworm

The cutworm larva of the large yellow underwing (Noctua pronuba)

Cutworms are moth larvae that hide under litter or soil during the day, coming out in the dark to feed on plants. A larva typically attacks the first part of the plant it encounters, namely the stem, often of a seedling, and consequently cuts it down; hence the name cutworm. Cutworms are not worms, biologically speaking, but caterpillars.