Healthcare in Luxembourg is based on three fundamental principles: compulsory health insurance, free choice of healthcare provider for patients and compulsory compliance of providers in the set fixed costs for the services rendered. Citizens are covered by a healthcare system that provides medical, maternity and illness benefits and, for the elderly, attendance benefits. The extent of the coverage varies depending on the occupation of the individual. Those employed or receiving social security have full insurance coverage, and the self-employed and tradesmen are provided with both medical benefits and attendance benefits.[1] That is all funded by taxes on citizens' incomes, payrolls and wages. However, the government covers the funding for maternity benefits as well as any other sector that needs additional funding.[2] About 75% of the population purchases a complementary healthcare plan.[3] About 99% of the people are covered under the state healthcare system.
- ^ Boslaugh, Sarah (2013). Health Care Systems Around the World: A Comparative Guide. Thousand Oaks, CA: SAGE. p. 271. ISBN 9781452276205.
Luxembourg has social insurance that provides medical benefits, cash maternity and sickness benefits, and attendance (assistance with daily living) benefits. Employees and social security beneficiaries are covered in the full system, while artists, farmers, and the self-employed are covered for medical and attendance benefits.
- ^ Boslaugh, Sarah (2013). Health Care Systems Around the World: A Comparative Guide. Thousand Oaks, CA: SAGE. p. 271. ISBN 9781452276205.
The system is financed through wage, income, and payroll contributions, with government general revenues covering maternity benefits and subsidizing other benefits.
- ^ "Highlights on health in Luxembourg" (PDF). www.euro.who.int. WHO Regional Office for Europe. Archived from the original (PDF) on 2022-02-22. Retrieved 2016-12-03.