Medical debt

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Medical debt refers to debt incurred by individuals due to health care costs and related expenses, such as an ambulance ride or the cost of visiting a doctor.

Medical debt differs from other forms of debt because it is usually incurred accidentally or faultlessly. People do not plan to fall ill or hurt themselves, and healthcare remedies are often unavoidable; medical debt is often treated with more sympathy than other kinds of debt resulting in advice that people ought not try to convert it to credit card debt.^[1]