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From Talk:Credit repair
Kielsky has graciously provided content from his Electronic Credit Repair Kit for this article.
While I can readily comprehend the concerns voiced here about whether or not User Kielsky is or is not attempting to advertise his "products" here and I can also easily comprehend the concerns over the copyright issues I think that there is a much greater concern regarding the presentation of the material.
While it is true that there is and has been a mountain of scams and misinformation regarding the subject of credit repair and also the fact that enormous numbers of consumers have both been ripped off and greatly helped I will also hasten to assure one and all that User Kielsky is not a scam artist nor a ripoff artist and has helped a very large number of people and does offer a volume of excellent and even free information.
Be that as it may, it is my understanding that the purpose of a wikipedia is defining things so that people understand what it is and if applicable a bit about how it operates. I do not feel that goal has been accomplished in any way, shape or form by User Kielsky's posting.
I will attempt to resolve that problem.
Credit repair: A process whereby various letters are sent to credit bureaus in an attempt to force the change or deletion of inaccurate or adverse information contained in one's credit bureau records. Statistically speaking the practice is only about 40 percent successful for both individuals and firms alike.
Quite frankly, I fail to see where much more than that needs to be said to define it. Such blatant commercialism as has been demonstrated herein has little or no place in a wikipedia.